Surplus Funds.
Held. Verified. Recovered.
When a property is sold through foreclosure, the sale can generate excess funds. Those funds do not disappear. They are held. Often unclaimed. Still payable.
VVSC Surplus helps former owners and heirs determine whether funds exist and recover them through a clear, lawful process.
Message From the Founder
I started VVSC Surplus after seeing the same situation repeat itself again and again. People would lose a property through a foreclosure, assume everything was over, and move on.
What they were never told was that the sale sometimes produced extra funds. Those funds were set aside, not claimed, and often forgotten.
I spent years reviewing records and saw how often families were left in the dark. Notices were missed. Deadlines passed. We created VVSC Surplus to step into that gap.
My role is hands-on. Claims are reviewed carefully. The goal is simple: if funds still belong to someone, help them recover those funds the right way.
Recovery Services
Foreclosure Surplus
When a foreclosed property sells for more than what is owed, the remaining funds may belong to the former owner. We confirm surplus amounts and manage the claim process properly.
Tax Sale Overage
In some tax sales, properties sell for more than the unpaid taxes. The excess may be recoverable. We evaluate results, determine eligibility, and handle the required filings.
Estate Claims
Surplus funds can often be claimed by heirs, even if no will was filed. We assist families by identifying funds, confirming rightful claims, and managing documentation.
Our Process
We make it clear, manageable, and honest from the start.
You Reach Out
You share basic property info. This helps us understand if a review makes sense before moving forward.
We Look Into It
We review records to confirm surplus funds. If nothing is there, we tell you plainly. If there is, we explain it.
We Explain Next Steps
We walk you through requirements. You decide whether to move forward. No pressure, no obligation.
We Handle Paperwork
If you proceed, we submit necessary documents and manage the process as it moves through the system.
We Stay With It
These cases take time. We monitor progress, respond to requests, and follow through until the end.
Resolution
If funds are recovered, they are released. We are paid only when the process is successful.
The VVSC Approach
Recovering surplus funds is rarely straightforward. Every case involves different rules, timelines, and paperwork, and small mistakes can slow things down.
Our role is to handle the review, filings, and follow-up carefully and correctly. We work on a success-based fee. If funds are not recovered, you owe nothing.
Proven Results
I had no idea surplus funds were even a thing. I lost my property years ago and assumed that was it. The process was explained clearly and handled without pressure. I didn’t pay anything upfront, and they followed through.
After the tax sale, I didn’t want to deal with more paperwork or phone calls. The process was straightforward, and I was kept in the loop. Everything happened exactly as it was explained.
David took the time to explain how this worked and what to realistically expect. There were no promises made, just facts. That honesty mattered to me.
We were managing my father’s estate and didn’t know funds were still being held. David helped us understand what could be claimed and handled the process professionally from start to finish.
I appreciated that nothing was oversold. I was told upfront there was a chance nothing would come back, and I respected that. In the end, it worked out.
Common Questions
Start Your Recovery
Reviewing a claim costs you nothing. Contact us to verify if funds are being held in your name.
Call Us Directly
(888) 555-0123
Email Support
claims@vvscsurplus.com
Office Hours
Mon - Fri: 9am - 6pm EST